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In-bank + White-label

p2pFX

Peer-to-peer FX and precious-metals marketplace

Let your customers set their own rate while the bank stays the counterparty. An FX marketplace inside your mobile app, under your brand; commission from both sides on every match, with no FX risk.

p2pfx · schematic
Regulation-compliant matching
App-in-app
Transparent order ticket

Features

Regulation-compliant matching

Customers never trade with each other: on every match the bank buys from the seller and sells to the buyer. Both legs share amount and price, so no position is opened.

App-in-app

Opens inside the bank's mobile app in the bank's colours. No separate login or wallet; customers use their own current accounts.

Transparent order ticket

Commission, applied rate, FX transaction tax and net amount are shown before confirmation. Limit orders, partial fills, day / until date / good-till-cancelled validity.

The bank's own rate

Next to the order book, a live segment-specific bank rate fed by liquidity providers. Customers who don't want to wait trade instantly on a 10-second firm quote.

FX desk and auto-hedge

LP price aggregation, per-currency position and P&L, position limits and sliced auto-hedging across LPs.

Parametric back office

Commission, FX tax, blocking policy, trading hours, segment limits, pairs and branding; changed without restarts, with a reason, versioned and audit-logged.

How it works

01

Order placed

The customer picks amount, price and validity; the balance is blocked or checked, as the bank chooses.

02

Matched

A price-time priority, deterministic matching engine finds the counter-order.

03

Bank steps in

The bank buys from the seller and sells to the buyer; commission is collected from both sides, FX transaction tax from one side as the regulation requires.

04

Posted to accounts

Two FX transactions and their receipts are booked in core banking; both customers' screens update instantly.

Trust

◆ The bank is always the counterparty◆ Isolated deployment per bank◆ Access only from the bank app via signed token◆ Idempotent account postings◆ Immutable audit trail

p2pFX — see it up close.

Request a demo →